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Financial Planning Menu of Services

Foundational Strategies and Ongoing Financial Planning Services

May be appropriate for clients who want Foundational Strategies or Ongoing Personalized Financial Planning on their short- and long-term financial goals

Foundational Strategies

Designed for clients who want insurance or investment services
and do not want to engage in ongoing financial planning


Services offered:

  • Insurance services
    • Insurance needs analysis
    • Insurance strategies
  • Investment services
    • Portfolio analysis
    • Brokerage products
    • Investment advisory services
  • Client service
    • Up to __ meetings per year
  • Implementation cost
    • Insurance: Varies based on products
    • Investment services: Varies based on products and Account types

Ongoing Financial Planning

Designed for clients who want an ongoing financial planning
relationship that looks at their whole financial situation


Services offered:

  • Core topics
    • Financial position review
      • Cash flow
      • Net worth
    • Protection review
    • Basic estate review
  • Goal-based topics
    • Financial position planning
    • Protection planning
    • Retirement planning
    • Education planning
    • Estate planning
    • Investment planning
    • Income tax planning
  • Client service
    • Up to __ meetings per year
  • Fee for service
    • $ _____________

INVESTMENT ADVISORY SERVICES OFFERED THROUGH QUALIFIED REPRESENTATIVES OF MML INVESTORS SERVICES, LLC, A REGISTERED INVESTMENT ADVISER AND MASSMUTUAL® SUBSIDIARY, 1295 STATE STREET, SPRINGFIELD, MA 01111-0001.

Securities and investment advisory services offered through qualified registered representatives of MML Investors Services, LLC. Member SIPC. Local firms are sales offices of Massachusetts Mutual Life Insurance Company (MassMutual), and are not subsidiaries of MassMutual or its affiliated companies.

© 2023 Massachusetts Mutual Life Insurance Company (MassMutual®), Springfield, MA 01111-0001. All rights reserved. www.MassMutual.com.

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